Most first-time buyers shop on lifestyle. The smart ones treat purchase one as the foundation of a 30-year plan — the right door in, the right grants, the right structure.
Cheapest entry and the strongest first-equity jump — if you can wait ~4 years and win the ballot. Grants apply; income ceiling $14k.
Keys in ~3 months, any town, no ballot. You pay market price — but the full grant stack (EHG + CPF grants + PHG) still applies.
The private trajectory at a public entry price. Income cap $16k. Historically the strongest first-purchase asset class after MOP.
Which door is right depends on your income, timeline and appetite — that's a 20-minute conversation, not a guess. Grant figures are the official maxima; your exact eligibility is means-tested.
Two units the same size can live completely differently. X-ray the layout before the showflat sells you the mood lighting.
If you're eyeing a new launch, see what the developer paid for the land before you accept their price.